The time limit for filing has expired
What Does CARC 29 Mean?
CARC 29 — "The time limit for filing has expired" — is a Claim Adjustment Reason Code used by payers to indicate why a claim or service line was adjusted. This code falls under the Timely Filing category.
Common Causes
Here are the most common reasons this denial code appears on your remittance advice:
- Claim submitted after the payer's timely filing deadline (typically 90-365 days)
- Original claim was denied and corrected claim was resubmitted too late
- Clearinghouse delay in transmitting the claim
- Staff turnover or backlog caused processing delays
- Incorrect date of service on the original submission
Is CARC 29 Appealable?
Yes, CARC 29 is appealable. With proper documentation and a well-crafted appeal, this denial code has an estimated win rate of approximately 15.00%. While the win rate is moderate, strong clinical documentation can significantly improve your chances.
How to Appeal CARC 29
Follow these steps to maximize your chances of a successful appeal:
Related RARC Codes
These Remittance Advice Remark Codes are commonly paired with CARC 29. The RARC tells you the specific reason for the adjustment.
Appeal Letter Template
.DOCXCustomize the fields below to generate a ready-to-send appeal letter for CARC 29. Downloads as a formatted Word document.
Letter Body (editable)
Letter Preview
This is how your letter will look when downloaded
March 26, 2026
[Payer Name]
[Payer Address]
Dear Claims Review Department,
I am writing to formally appeal the denial of the above-referenced claim, denied with CARC 29: "The time limit for filing has expired".
Our appeal is based on the following:
- Gather proof of timely original submission (clearinghouse confirmation, submission logs)
- Document any payer delays that contributed to the late filing
- If the claim was timely filed originally, appeal with transmission receipts
- Some payers allow exceptions for extenuating circumstances — document them
- Check if state regulations provide additional timely filing protections
We have reviewed the common reasons for this denial and can confirm that the following do not apply to this claim:
- Claim submitted after the payer's timely filing deadline (typically 90-365 days)
- Original claim was denied and corrected claim was resubmitted too late
- Clearinghouse delay in transmitting the claim
- Staff turnover or backlog caused processing delays
- Incorrect date of service on the original submission
Recommended action: Gather proof of original timely submission and file an appeal with transmission receipts.
Enclosed please find supporting documentation for your review. We respectfully request reconsideration and payment of $[Denied Amount].
Sincerely,
[Provider Name]
[NPI] | [Phone]
[Practice/Organization Name]
Download Your Appeal Letter
Enter your email to download as a formatted Word document.