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CARC 29Timely Filing Appealable

The time limit for filing has expired

Quick Action: Gather proof of original timely submission and file an appeal with transmission receipts.
Typically seen with:CO — Contractual Obligation
~15.00%
Estimated appeal win rate for CARC 29 denials

What Does CARC 29 Mean?

CARC 29 — "The time limit for filing has expired" — is a Claim Adjustment Reason Code used by payers to indicate why a claim or service line was adjusted. This code falls under the Timely Filing category.

Common Causes

Here are the most common reasons this denial code appears on your remittance advice:

  • Claim submitted after the payer's timely filing deadline (typically 90-365 days)
  • Original claim was denied and corrected claim was resubmitted too late
  • Clearinghouse delay in transmitting the claim
  • Staff turnover or backlog caused processing delays
  • Incorrect date of service on the original submission

Is CARC 29 Appealable?

Yes, CARC 29 is appealable. With proper documentation and a well-crafted appeal, this denial code has an estimated win rate of approximately 15.00%. While the win rate is moderate, strong clinical documentation can significantly improve your chances.

How to Appeal CARC 29

Follow these steps to maximize your chances of a successful appeal:

1 Gather proof of timely original submission (clearinghouse confirmation, submission logs)
2 Document any payer delays that contributed to the late filing
3 If the claim was timely filed originally, appeal with transmission receipts
4 Some payers allow exceptions for extenuating circumstances — document them
5 Check if state regulations provide additional timely filing protections

Related RARC Codes

These Remittance Advice Remark Codes are commonly paired with CARC 29. The RARC tells you the specific reason for the adjustment.

MA130 Your claim contains incomplete and/or invalid information, and no appeal rights are afforded because the claim is unprocessable
N30 Patient ineligible for this service

Appeal Letter Template

.DOCX

Customize the fields below to generate a ready-to-send appeal letter for CARC 29. Downloads as a formatted Word document.

Letter Body (editable)

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March 26, 2026

[Payer Name]

[Payer Address]

RE: Appeal for Claim #[Claim Number]
Patient: [Patient Name] | Member ID: [Member ID]
Date of Service: [Date of Service] | Denied Amount: $[Denied Amount]

Dear Claims Review Department,

I am writing to formally appeal the denial of the above-referenced claim, denied with CARC 29: "The time limit for filing has expired".

Our appeal is based on the following:

  • Gather proof of timely original submission (clearinghouse confirmation, submission logs)
  • Document any payer delays that contributed to the late filing
  • If the claim was timely filed originally, appeal with transmission receipts
  • Some payers allow exceptions for extenuating circumstances — document them
  • Check if state regulations provide additional timely filing protections

We have reviewed the common reasons for this denial and can confirm that the following do not apply to this claim:

  • Claim submitted after the payer's timely filing deadline (typically 90-365 days)
  • Original claim was denied and corrected claim was resubmitted too late
  • Clearinghouse delay in transmitting the claim
  • Staff turnover or backlog caused processing delays
  • Incorrect date of service on the original submission

Recommended action: Gather proof of original timely submission and file an appeal with transmission receipts.

Enclosed please find supporting documentation for your review. We respectfully request reconsideration and payment of $[Denied Amount].

Sincerely,

[Provider Name]

[NPI] | [Phone]

[Practice/Organization Name]

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